Get a G.R.I.P. on Your 401(k)

Is your retirement riding the ups and downs of the stock market?

Many Americans spend decades contributing to their 401(k), hoping the market cooperates when it's finally time to retire. But what if there were a strategy designed to provide:

G.R.I.P.

• Guaranteed Growth Potential*

• Retirement Income for Life

• Income You Can't Outlive

• Principal Protection

Unlike traditional retirement accounts that can lose value during market downturns, certain insurance-based retirement strategies offer the opportunity for growth without direct market loss, while also providing options for guaranteed lifetime income, similar to a pension.

The Biggest Retirement Risk Isn't Market Volatility

It's running out of income.

For previous generations, pensions provided a predictable paycheck for life. Today, many retirees are responsible for creating their own pension using 401(k)s, IRAs, and personal savings.

The challenge is simple:

How do you turn a lump sum into a paycheck that lasts as long as you do?

A Different Approach

Certain retirement solutions can help:

• Protect principal from market losses

• Provide tax-advantaged growth

• Create guaranteed lifetime income streams*

• Reduce retirement income uncertainty

• Leave a legacy for beneficiaries

The Bottom Line

Your 401(k) is designed to help you accumulate money.

A retirement income strategy is designed to help you keep receiving income for life.

It's time to get a G.R.I.P. on your retirement and explore how guaranteed income, principal protection, and lifetime income solutions may help create the retirement confidence you're looking for.

Guarantees are backed by the claims-paying ability of the issuing insurance company. Product features vary by carrier and policy.